Program Development

• Establish relationship with business owners
• Analyze management objectives for future needs
• Assist in developing a comprehensive insurance program

Program Design

• Analyze exposure and recommend coverage and enhancements to meet objectives
• Present alternative coverages and concepts for consideration
• Compare program competitiveness with other industry markets

Routine Services

• Newsletters and other communication on topics of interest to business owners
• Annual review of property values, limits of liability, deductibles, coverage enhancements and new exposures
• Review of sales and payroll for auditing information
• Quarterly review of claims
• Annual review of Workers Compensation Experience Modifications

Marketing

• Pre-renewal strategy meeting
• Summarize and compare benefits of all proposals
• Present comparisons of qualified insurance plans

Loss Prevention

• Provide literature and videos to employees for loss prevention
• Loss prevention inspections to identify hazards
• Assist management with developing loss prevention strategy

Financial Services

• Maintain program on a cost effective basis
• Negotiate renewals and review funding alternatives
• Presents Funding Options